Financial Plan — Client Dashboard

Tax estimates are for illustrative purposes only, based on information you have provided and current published tax rates, and do not constitute tax advice. Consult a qualified tax professional regarding your specific situation.

Tax Summary

Adjusted Gross Income (AGI)

—

Your total income after above-the-line deductions

Effective Tax Rate (based on AGI)

—

Total taxes ÷ AGI — may differ from the KPI above (which uses gross income)

Top Tax Bracket (Federal)

—

Rate on your next dollar of income

Long-Term Cap Gains Rate

—

Rate on investments held 1+ year

Federal Bracket Position

22%

Lower

24%

Current Bracket

→ 32%

Higher

— to lower bracket

— to higher bracket

Effective Tax Rate (based on AGI)—

Est. Federal Income Tax—

Est. State/Local Income Tax (FL)$0

Est. Social Security/Medicare Tax—

Est. Total Tax—

Tax Return Last Reviewed—

Tax Planning Notes

⚕

Additional Medicare Tax (0.9%)

Earned income above $200,000 (single) or $250,000 (married filing jointly) may be subject to an additional 0.9% Medicare surtax. This applies to wages, self-employment income, and other earned income — not investment income.

📈

Net Investment Income (NII) Tax (3.8%)

Net investment income above $200,000 (single) or $250,000 (married filing jointly) may be subject to a 3.8% surtax. This applies to interest, dividends, capital gains, rental income, and similar passive income sources.

Investment Portfolio

Account balances, allocations, and risk profile

Account values are as of the date shown and may not reflect intraday changes. Past performance is not indicative of future results. This information is provided for reporting purposes only and does not constitute investment advice.

Account Summary · Total —

Taxable: — Pre-Tax Retirement: — Roth: — Cash & Savings: — Other: —

Account	Owner	Type	Risk	Value
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By Asset Type

Stocks

—

Bonds

—

Cash

—

Other

—

US vs. Non-US

—

Non-US

—

By Tax Type

Pre-Tax

—

After-Tax (Roth)

—

Taxable

—

Portfolio Risk Profile

Your Risk Tolerance

—

Comfort with volatility (1–100)

Portfolio Risk Score

—

Comparing to stated tolerance

Risk Gap

—

Portfolio score − tolerance

Top 5 Holdings

Suitability Profile

Investment Objective—

Financial Situation—

Time Horizon—

Investment Experience—

Liquidity—

Net Worth Detail

Full asset and liability breakdown

Assets · —

Asset	Value	Updated
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Liabilities

Liability	Balance	Updated
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Net Worth Summary

Total Assets —

Total Liabilities —

Net Worth —

Portfolio History

Retirement Income

Your sustainable income estimate, portfolio target, and guardrail scenarios

Retirement income analysis and guardrail scenarios powered by Income Lab. All projections are hypothetical, based on assumed rates of return, inflation, and withdrawal rates, and are not guaranteed. Actual results will vary. This is not a promise or guarantee of future income. → Log in to Income Lab

Estimated Monthly Retirement Income

—

Sustainable withdrawal at retirement

Based on your target portfolio & withdrawal rate

Your Current Net Monthly Income

—

Today's take-home after debt payments

—

Retirement Portfolio Target

—

Portfolio needed to sustain your retirement income estimate

What Happens If Your Portfolio Changes?

Your monthly income estimate is based on your target portfolio. If the portfolio rises or falls, your sustainable spending adjusts accordingly — here's what that looks like.

⬇ If Portfolio Falls

Portfolio drops to

—

—% below target

Adjusted monthly income

—

—/mo change

✓ On Target

Portfolio at target

—

Your goal

Monthly income estimate

—

Baseline

⬆ If Portfolio Grows

Portfolio grows to

—

—% above target

Adjusted monthly income

—

—/mo change

Future Income Sources

Source	Start	Monthly
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Current Retirement Contributions

Account	Monthly
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Plan Analysis

Plan Length—

Inflation Assumption—

Real Return—

Portfolio Allocation Model—

Retirement Income—

Plan Analysis—

Social Security Reduction—

Last Updated—

Future Timeline

Key dates and milestones ahead

—

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Beneficiary / Legal

Estate documents, beneficiary designations, and legal planning

⚖️

Coming Soon

Beneficiary designations, estate documents, powers of attorney, and legal planning details will appear here in a future update.

Insurance

Life, disability, property, and liability coverage overview

🛡️ Insurance Details Life, disability, property & liability

▸

🛡️

Coming Soon

Life, disability, long-term care, property, and liability insurance details will appear here in a future update.

Portfolio Detail

Investment management, internal expenses, and asset allocation by account

◎ Portfolio Detail Click to view account allocation details, values, internal expenses, and investment management fees

▸

Investment	Allocation	Value	Internal Exp	Mgmt Fee
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	EQ = Equity FI = Fixed Income CA = Cash OT = Other

Investment Policy Statement

Your suitability profile, goals, target allocation, and investment constraints

📋 Complete / Update IPS

📋

Investment Policy Statement not currently active

Your risk profile, goals, target allocation, and investment constraints will appear here once your Investment Policy Statement is on file.

📋 Start this section →

Document	Description	Last Updated	Download
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Important Disclosures

AFT Planning is a registered investment adviser. Registration does not imply a certain level of skill or training. This dashboard is provided for informational and reporting purposes only and does not constitute investment, tax, or legal advice. All information is derived from data you have provided and third-party sources believed to be reliable, but accuracy is not guaranteed.

Account & Portfolio Data: Account values are as of the date shown and may not reflect intraday market changes or pending transactions. Past performance is not indicative of future results.

Retirement Income Projections: Retirement income estimates and guardrail scenarios are hypothetical projections powered by Income Lab. They are based on assumed rates of return, inflation, withdrawal rates, and other factors that are subject to change. Projections are not a promise or guarantee of future income. Actual results will vary, potentially significantly.

Tax Information: Tax estimates are for illustrative purposes only, based on information provided and current tax law, and do not constitute tax advice. Tax laws are subject to change. Consult a qualified tax professional.

Goal Projections: Goal progress and probability estimates are hypothetical, based on planning assumptions, and are not a guarantee of future outcomes.

A copy of AFT Planning's Form ADV Part 2A is available upon request. · [email protected] · aftplanning.com